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Australian banks compatible with ABA files
The ABA file format (also called Cemtex) is accepted by every Australian ADI for batch payments. Here is a complete list of the 51+ institutions validated by createABA.
Big Four banks
All four major banks accept ABA files via their business internet banking portals.
- ANZ
- Commonwealth Bank
- NAB
- Westpac
Major banks and subsidiaries
Includes bank subsidiaries and brands operating on major-bank infrastructure.
- Bankwest
- St. George Bank
- Bank of Melbourne
- BankSA
- Macquarie
- ING
- Suncorp
- Bank of Queensland
- Bendigo Bank
- HSBC
- Citibank Australia
- UBank
- ME Bank
- AMP Bank
Mutual banks and credit unions
Customer-owned banks and mutual ADIs that accept the ABA format.
- Bank Australia
- Heritage Bank
- Greater Bank
- Newcastle Permanent
- Teachers Mutual Bank
- IMB Bank
- Beyond Bank
- P&N Bank
- Police Bank
- RACQ Bank
- Great Southern Bank
- Regional Australia Bank
- Australian Military Bank
- Gateway Bank
- Auswide Bank
- Hume Bank
- G&C Mutual Bank
- Maitland Mutual
- MyState Bank
- Defence Bank
Neobanks, fintechs, and international banks
Digital-first banks and international institutions operating in Australia. ABA support varies — check with your institution.
- Up
- Judo Bank
- Alex Bank
- Rabobank
- Bank of China (Australia)
- BNP Paribas Australia
- Airwallex
- Tyro Payments
- Cuscal
- Indue
- China Construction Bank (Australia)
- MUFG Bank Australia
- OCBC Bank Australia
- JPMorgan Chase Bank Australia
Note: createABA validates files against the APCA ABA standard. Bank acceptance is based on the financial institution's own internet banking portal supporting ABA file upload. If your bank is not listed, it may still accept ABA files — contact your bank's business banking team to confirm. ABA file compatibility information is maintained by createABA and updated periodically; it is not endorsed by or affiliated with any of the listed institutions.
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